What happens to SSDI when I reach retirement age?


If you are receiving an SSDI payment, you WILL NOT apply for social security at retirement age.  Your SSDI payment will not change at full retirement age. 

However, because you have not been working, your SSDI payment may be less than if you had worked for your full 35 years to fully earn social security. 

Additional Resources

Global Genes Badge

FD/MAS Alliance is a recipient of the Financial Advocacy in RARE Impact Grant sponsored by Global Genes.  Thanks to this award, FD/MAS Financial Literacy 101 is made possible.  We thank Michael Beloff, CFP®, ChSNC® Belvedere Wealth Partners, for donating his time and financial expertise and Caroline Fuchs, CAE, for contributing her time, communications, and digital strategy expertise to the FD/MAS community for this resource.