What financial benefit will I receive through SSI?

The amount of SSI benefits you will receive is determined after you apply and provide all of the requested information.  In 2022, your maximum benefit is $841 per month. 

What level of income and assets can I have to receive the SSI benefits?

You can have maximum countable resources (assets) of $2,000 for individuals and $3,000 for married couples.  Monthly earned income and unearned income like gift cards reduce the amount of the SSI benefit. 

What are countable resources for SSI?

Cash and items you own that can be exchanged for cash and used for food or shelter are “countable resources.” This includes cash, bank accounts, stocks, US savings bonds, land, and cars if you own more than one. 

Some items are excluded from countable resources: 

• Home
• One Automobile
• Household goods
• Personal effects
• Burial space
• Irrevocable Prepaid Burial Contract
• Life Insurance (combined face value of all policies total $1,500 or less)
• PASS (Plan for Achieving Self-Support)
• Joint ownership in residence
• Real property unable to be sold
• Food stamps
• School lunch programs
• Child nutrition programs
• Grants, scholarships, fellowships, or gifts for educational expenses

Additional Resources

• Information on fibrous dysplasia and McCune-Albright syndrome 
• Watch FD/MAS Alliance videos about Federal Disability Benefit Programs
• Learn the difference between SSI and SSDI
• Find your local social security office in this directory Social Security Disability Website
• AARP Social Security Resource Center/Disability Benefits
• Slides from Disability Benefits 101
• Slides for Disability Benefits 102: Working While on Benefits
• Benefits Planning Calendar (per slide 34 of Disability Benefits 102)

FD/MAS Alliance is a recipient of the Financial Advocacy in RARE Impact Grant sponsored by Global Genes.  Thanks to this award, FD/MAS Financial Literacy 101 is made possible.  We thank Michael Beloff, CFP®, ChSNC® Belvedere Wealth Partners, for donating his time and financial expertise and Caroline Fuchs, CAE, for contributing her time, communications, and digital strategy expertise to the FD/MAS community for this resource.