Can I work and receive SSI and/or SSDI?

Can I work and still receive SSI and/or SSDI?

Yes.  If you receive SSI or SSDI, you can still work and receive the monthly financial benefit, but for each program, there are rules on how much you can earn.

Working While on SSI

How much will my SSI payment be reduced if I work?

SSI allows $85 ($20 general income monthly exemption and $65 earned income monthly exemption) of your income without penalty. Any additional income reduces SSI by $.50 for every $1 earned.

You can calculate what will be subtracted from SSI this way: (Monthly income – $85) ÷ 2

NOTE: If SSI is reduced by earned income to $0 for a month, your Medicaid payment may be jeopardized.


Additional Resources

Global Genes Badge

FD/MAS Alliance is a recipient of the Financial Advocacy in RARE Impact Grant sponsored by Global Genes.  Thanks to this award, FD/MAS Financial Literacy 101 is made possible.  We thank Michael Beloff, CFP®, ChSNC® Belvedere Wealth Partners, for donating his time and financial expertise and Caroline Fuchs, CAE, for contributing her time, communications, and digital strategy expertise to the FD/MAS community for this resource.